I’ve definitely adopted the resolution to save money this year. I’m usually quite good with managing finances but there have been a little too many months where I’ve had to dip into savings to survive and I’ve had enough of it.
I’m an adult now and I need to face it. I need to face that I can not live my life based on the saying “You Only Live Once” and buying 10 Jager bombs every time I go out because those jager bombs soon add up.
Don’t get me wrong, I do know I could die tomorrow and I won’t die with my bank account, will I? I do treat myself every now and again, but sensibly. Being mindful of what I can afford is how I survive, well, it’s how everyone survives! I’m human, I like the finer things in life and to travel but I can only reach those kinda’ life goals if I save. So that’s what I’ve been doing, saving. And it’s actually not as bad as everyone thinks, y’know being sensible and all that jazz. It’s satisfying.
I’ve managed to pay all of my holiday to New York and Vegas off within around three to four months. And now I’ve even saved up 70% of my spending money, with only 100 days to go. I’m impressed with myself and I haven’t skinted myself, I’ve still been able to go out and buy new things. I’m lucky because I still live at home and don’t really pay any bills but I do have a car to maintain which believe you me has been a fire burning in my purse this year. Anyway… I’ve been trying simple tricks and hacks to be more money savvy and they’ve worked! So, if you want to save and still live your life, read on. Here are 5 tips that have worked for me this year!
1. Follow Your Fave Retailers On Social Media
Amazon, Asos, InTheStyle, are just some of the retailers who tweet about their latest deals or sales on their website. InTheStyle especially are massively active on Twitter! Remember when Josh mugged off Georgia on Love Island and Twitter went WILD? They gave us loyal followers a 25% off with the code ‘WEHATEJOSH’, result! I always spy 10% codes off on their feeds which they don’t advertise on their website!
2. Give Your Wardrobe A Clear-Out
Clear out clutter and sell it online! I have this awful tradition of wearing a dress once and then never wearing it again, disposable fashion at it’s finest. It’s not ok to do that by the way! But, I’m guilty of it so I decided to rehome my collection of dresses and sell them on eBay. One month, I managed to make £50 from unwanted dresses which were all old seasons! Alternatively, take them to a clothes recycle bank and earn a few quid that way!
3. Stop Wasting Money On Food
Anyone else ever wonder how much money they’ve ever spent on takeaways or fancy coffees from Starbucks?! Me. And I don’t think I really want to know. First things first, buy yourself a jar of flavoured coffee from Beanies, they’re only £2.75 EACH and they come in some amazing flavours and then STOP buying £3.99 flat whites or skinny lattes! Since driving past my local coffee shop, I’ve saved so much. I’ve also started checking the best before dates when I go food shopping as I also have a habit of getting really hungry mid-shopping and buying everything in sight and not eating it on time! It’s such a waste. I’ve also started only shopping at Aldi too which has also contributed to my savings!
4. Get Couponing
Online coupon deals from sites like Sello, which helps you explore and utilise hundreds of online coupons and save on brand-new products from the best independent retailers. With thousands of great deals to choose from, you’ll never pay full-price again.
5. Avoid Expensive Day/Evenings Out
I did mention I enjoy the finer things in life but I’ve had to take that down a notch or two, instead, myself and the other half have been enjoying date night on a budget. We’ve started going to the cinemas on a Tuesday as most cinemas now have a discounted day where prices are slashed by almost 50%! We’ve also been going to our favourite restaurant on happy hour, meaning we can get two courses for just £15. What a bargain! It’s good to pre-plan days and nights out to check deals and offers!
And just like that, you’ll save money. Do you have any thrifty life hacks?